Commitment and merging money

It doesn't scare me...it is just weird when you know this person is the one. We know we are going to get married and last night we sat around and drank beer and ate pizza and talked about our wedding for three hours! Fun! Scary!

The girlfriend is still in culinary school and she is about to get a job at the place she has been doing her internship. (yeah! $$!) With this job will come the meshing of our money. With the meshing of our money comes the need to get our stuff together and visit a lawyer!

We need wills, domestic partnership, durable power of attorney for health and finances, living wills, hospital visitation authorization. I hope that is all. Our financial advisors, one of which is gay, are going to help us a bit. I want to know what I am talking about before I go to a lawyer.

Life without Quicken and other banking news

My computer is currently dead. I am waiting until next month to take it in. I have been without Quicken for about 2 weeks! I am starting to go through withdrawals. Just this morning as I was closing my Etrade account, after getting my $50 bonus, I was thinking how I couldn't wait to go check all my balances on Quicken. Oh the agony.

I just opened a Bank of America account. They are running a free $100 bonus promo. I have been looking for an excuse to open an account with them. I like the savings plan where they round your purchases up to the next whole dollar and put the difference in your savings account and match it for the first few months.

Down for the count

With Jeep repairs and my shoulder going out, we are at the end of our monthly money in the middle of the month! I have an injury that flares up 2 to 3 times a year. So, off to the doctor I go, but this time after spending 50 bucks for office visit + meds my injury has not gone away! My shoulder is still as stiff and sore as it was a week ago. I have a friend who is a masseur, but he is going away for a week. I might call the Dr. office and see what we can do without me having to come in again. I have a dentist appointment tomorrow that will run around 50 bucks. I only have $15 in my checking account. So, some of this will have to come out of savings. This won't really put us behind. According to our financial advisors, we needed to save $850 for a year and a half to meet our goal of getting a house then. This has only been in affect for 2 months. The first month I put aside $900. This month I put aside $885 plus we had an extra $68 in our accounts from an etrade bonus + interest in other accounts. So, pulling out for my dentist payment will still have us on track. I just scored a website project for $1300, plus have an extra $200 bucks coming from another. I won't get all of that $1300 payment at once, but should have it all in 2-3 months.

I had free movie tickets, so we used those last night. This Saturday one of our favorite bands is playing at Central Market for free (and you can BYOB). It is a task to keep ourselves entertained on the cheap, but we can always find ways.

Thanks for the help!

Thanks to everyone who replied to my previous posts. While there is most likely nothing that can be done about the student loan situation (except for me to document everything and keep my notes more organized and don't throw things away so soon).

Now, the job bit. It looks like they probably won't hire someone on the high end of that pay range, just talking more about the position, my boss is thinking of getting someone right out of college-ish. I still am kicking myself for not asking for a few thousand more, but we live and learn. I really know how things work a bit more. This is only my second job out of college and I have really really learned. Raise time is coming up. Since we are government folk, the raises aren't anywhere near the corporate world, but I will see what I get and then go from there. I looked up the pay range for my job...that advice was awesome...I totally forgot that this would be public.

Deep breaths and onward ho!

Sometimes I hate myself

I have always been a trusting person. In more recent years I am getting away from that, but it is hard. In 2003 I called to consolidate my student loans. I was to get a 3.x percent interest rate. I called and confirmed everything, but didn't keep notes. Well, today I was going through stuff online and saw my interest rate at 7.14% oh my jesus. So, I call. My loans were never consolidated.

So.freaking.pissed.